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How will Brexit affect European Health Insurance Cards and can I still use my EHIC?
Jul 13, 2020
A NEW £93million publicity campaign is being launched by the government as the UK prepares for Brexit, with the country leaving the EU Customs Union and Single Market on December 31.
Here's everything you need to know about upcoming changes to your health insurance and care while travelling in post-Brexit Europe.
What is the European Health Insurance Card (EHIC)?
The EHIC covers you in most European countries, just like the NHS does at home. It lets doctors know not to bill you or your insurer for anything that qualifies under the scheme.
It will cover state-provided healthcare that is deemed “medically necessary until the cardholder returns home”, which also includes treatments for pre-existing medical conditions and routine maternity care.
It doesn't replace travel insurance, however, which covers for other situations including certain medical care.
Also, the EHIC only covers health treatments, so won't protect you against cancellation, lost luggage or missed connections.
The EHIC won’t cover medical costs from private healthcare providers and it also isn’t valid on cruises.
It also won’t cover you for any coronavirus-related claims pre-departure such as if you need to cancel your trip.
Will it still be valid after Brexit?
No, the card will no longer be valid from December 31 when travelling to an EU country.
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